Chase's premium business card now offers its highest-ever sign-up bonus
The Chase Sapphire Reserve for Business is offering 200,000 bonus points after $30,000 in purchases within six months, the largest welcome bonus in the card's history. The card carries a $795 annual fee but includes numerous statement credits and travel perks that can offset the cost. The bonus alone is valued at over $4,000 in travel rewards.
The 200,000-point offer requires a substantial $30,000 spend within six months, making it best suited for businesses with significant regular expenses. TPG's August 2026 valuations peg Ultimate Rewards points at 2.05 cents each, putting the bonus at roughly $4,100 in travel value. Applicants generally need excellent credit, though as a business card it does not count toward Chase's 5/24 rule. The card directly competes with premium rivals like the Amex Business Platinum and Capital One Venture X Business, and its $795 annual fee is offset by statement credits and elite-status perks for qualifying owners.
This record-high bonus could influence how small-business owners evaluate premium travel cards, potentially prompting more applications from those who can meet the steep spending threshold. The offer may also intensify competition among issuers in the business card space, as rivals could respond with enhanced incentives. However, the $30,000 requirement means only higher-spending businesses may realistically benefit, while others might incur unnecessary costs chasing the bonus.